Confused between Income Tax Limit up to ₹7 Lakh and the slabs starting from ₹3 Lakh?

New Income Tax Limit 2023
Income tax rebate limit in new tax regime increased to ₹7 lakh from ₹5 lakh.

New tax slabs under new regime
₹0 to 3 lakh - nil
₹3 to 6 lakh - 5%
₹6 to 9 lakh - 10%
₹9 to 12 lakh - 15%
₹12 to 15 lakh - 20%
₹15 lakh and above - 30%

This is to ensure that the rebate stays exclusive for those people earning upto 7 lakhs annually. If your annual income crosses 7 lakhs even by ₹1 then the mentioned slabs do apply and you have to pay 5% tax on the income between ₹3-6 lakhs and 10% on income above ₹6-9 lakhs.

To understand this let take an example for a salaried person. Suppose a person gets 9 lakh salary and lets calculate on it.

First ₹3 lakhs, no tax will be deducted.
For next ₹3 lakhs, 5% tax so it will be 5% of ₹3 lakhs = ₹15000.00
For last ₹3 lakhs, 10% tax on ₹3 lakhs. This equals ₹30000.00.
Sum them all, 0 + ₹15000.00 + ₹30000.00 = ₹45000.00

Hence the person is liable to pay ₹45000.00 as tax amount. Hope you are now able to understand this new tax limit and tax slabs.

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